Massachusetts Credit Card Debt Consolidation Attorneys
Contrary to popular belief, the October 2005 Bankruptcy Code amendments did very little to affect the dischargeability of credit card debt. Debtors who are eligible for Chapter 7 relief can get just about the same discharge of credit card obligations that they could before, while Chapter 13 debtors will seldom have to make more than token payments on their unsecured credit card indebtedness.
For dependable advice about your ability to discharge credit card debt under any chapter of the Bankruptcy Code, contact the western Massachusetts credit card debt relief attorneys at Ostrander Law Office. Northampton bankruptcy lawyers David Ostrander, Denise Shear and Liz Katz can analyze and explain your situation in terms you can understand.
When you file for bankruptcy under any chapter, these will be the immediate consequences for your credit card obligations:
- Credit card companies and collection agencies will immediately have to stop calling you for past-due account balances.
- The automatic stay will also bring any lawsuits against you to a complete stop.
- No garnishment of your wages or bank account will continue beyond the date of your bankruptcy petition.
Our western Massachusetts bankruptcy attorneys know how to evaluate your financial situation and help you choose the debt relief strategy that will eliminate the greatest amount of debt at the least expense to our clients. For a free consultation about your case, contact Ostrander Law Office in Northampton.
